Cover Your Rainiest Days with Personal Umbrella Insurance

No, we're not asking you to take out a policy on your soggy-weather gear. Yet much like an umbrella, this aptly named insurance provides you with a canopy of protection against catastrophic financial events.

Picture this:

Your neighbour slips in your yard and sucessfully sues you for $2 million
but your homeowners insurance tops out at $1,000,000.

Your teenager is at fault in a major car accident, harming several people and
causing damage will in excess of your $1,000,000 car insurance coverage limits.

Your dog bites and seriously injures a child. You are liable for the
extensive medical expenses.

These are just a few unfortunate (aka: nightmare) situations in which a personal umbrella policy could come to the the rescue by providing additional coverage up to the limits of your umbrella policy.

In other words, once your primary insurance coverage runs out - whether it's your homeowner's insurance, car insurance, or boat insurance - your personal umbrella policy kicks in. Plus, umbrella insurance covers many situations that typically aren't covered by other liability policies.